Assessing Financial Inclusion and its Impact on Financial Literacy and Living Standards in Jammu & Kashmir and Ladakh


  • Principal Investigator - Dr. Shafkat Shafi Dar
  • Co  Principal  Investigator   - Prof Meenakshi Rajeev

This Ongoing Project examines the status of Financial inclusion in the state of Jammu and Kashmir as well as Ladakh through a filled survey.

It investigates how financial inclusion impacts livelihood and earnings